Crop Hail Insurance

How to Stop Worrying about Hitting the Highs and Lows of Farming

We wanted to share this great story from Colleen, a farming friend originally from near Clarkfield, MN who now lives in the Redwood Falls, MN area.

Growing up on a family farm was a wonderful experience and my Dad made an excellent investment by buying land, and as he would say, “making a living off the land”.  Farming was in his blood as he came from a long line of farmers.

We had a quarter section and it was enough with the size of equipment that he had.  There was no GPS or automation at that time.  Some say the good old days and I have to agree!   However, he was always with the times and understood the changes that made sound sense.  He would store grain and wait for the market to go up.  Us kids were not really informed of the “financials or the marketing” that the old man did.  That was kept for Mom and him to worry about.  When the 80’s hit I don’t think that I realized just what a bad situation we were in; farming at that time.  But, the evolution of time changes it all.  The land that he bought for just over $200 an acre (a lot of money in the 60’s) is now selling for around $6,500 an acre.  Depending on your location, land could be selling for a whole lot more!

Dad would listen to the radio and get the news on corn and soybean prices; that was the old style of grain marketing. Don’t get me wrong, we still listen to the radio, but now we have an organization like Corn Capital Innovation that is the pioneers in the field of providing a total farm business solution.

They boast the phrase “we change farmer’s lives forever” and it is true!  I wonder how things would have been different ‘back in the day’ if we had this resource to turn too?!

So take advantage what we have now and contact Corn Capital Innovation for assistance with Production, Crop Insurance, Marketing and Financial Management.

Grain Marketing is the most difficult job every grower will face.

Working with Corn Capital Innovation’s assistance you will:

  • Achieve goals faster
  • Adjust to market changes
  • Gain a competitive advantage
  • Rest easier

The most successful farmers utilize grain marketing specialist to help them make decisions.

Check what you already have in place:

__I know how to tie grain marketing with crop insurance

__I know how to use storage in my profitability strategies

__I know what financial changes I need to make in my operation each year

__ I know my break-evens

__ I know my working capital percentage and how to increase it

__ I understand market carry and how to apply it

__ I understand and know how to manage profitability and basis

Stop worrying about hitting the highs and lows… Increase profitability more than you ever thought possible!  Do this with the assistance of Corn Capital Innovation.

Contact Us today and we’ll help you put the four components of farm profitability to work!

Crop Insurance for the Perils that Affect Top Yield

Corn Capital Innovations offers a full service of Crop Insurance products that cover many of the perils that affect top yield potential while providing you and your family peace-of-mind.

The weather is any one’s guess and having the correct insurance will certainly help to manage the risk that farmers take each and every year.

Crop Hail Insurance offers several options:

  • All or a portion of your crop acres can be insured. You decide how much risk that you want to handle and then we write the policy to manage that risk.
  • Crops can be insured at any time up to a specific harvest date.
  • Protection for loss due to fire or loss in transportation is available.
  • Additional coverage is available to protect your revenue, profit or to cover costs when you are faced with the need to replant when these benefits are not protected by multi-peril crop insurance.

Actual Production History (APH) coverage is available based on your yield history.  We will work with you to set a comfortable level that best fits your family’s goal.

With Yield Protection (YP) we can insure that you receive replacement income when your crop yield does not achieve a previously specific level, due to many different perils.  These policies are available on varying levels.

Both APH and YP plans are yield-based policies.  These policies are offered to protect you due to natural causes such as wind, hail, frost, drought and flooding.  These policies can be written to include the damage from infestation from either disease or insect.

Each policy listed above must be scripted to list each specific crop.  Coverage’s are paid only when or if production falls below the prearranged production that we will establish in the Spring.

Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RP/HPE) policies offer revenue protection based on both your actual yield and grain market price potential.  Either plan will combine your production history with current grain market price to establish the revenue protection.  RP plan does allow for fluctuation in market prices and will be based on the actual price in effect in the Fall.  The RP/HPE excludes the Fall market price aspect and limits the revenue guarantee to what was established in the Spring.  Both plans protect against lost revenue affected by low market prices, low yields, or a combination of both.

Corn Capital Innovations is here to help you make the best choices possible.  We understand what you are going through, because we have been there too.

Let us help you determine the next steps in protecting your crop.  Contact us today!